The financial
infrastructure layer
for modern products
Northwind gives developers a single API for payments, bank data, and financial intelligence — with the compliance, uptime, and scale that CFOs demand.
No credit card required · Free up to $10k/mo · SOC 2 Type II
Trusted by teams at
Core capabilities
Everything the stack needs.
Nothing it doesn't.
Payments API
Accept, move, and reconcile money in 42 countries. One integration handles cards, ACH, SEPA, and real-time rails — no per-provider contracts.
Explore paymentsBank Data
Connect to 11,000+ institutions with sub-second balance reads, 24-month transaction history, and income verification that holds up in underwriting.
Explore bank dataFinancial Intelligence
ML-enriched transaction data with 98.7% category accuracy. Detect fraud, segment customers, and power underwriting models with production-ready signals.
Explore intelligenceCompliance & Webhooks
PCI DSS Level 1, SOC 2 Type II, and PSD2 baked in. Reliable event webhooks with automatic retry, signed payloads, and a replay API.
Explore complianceDeveloper experience
First transaction
in under 10 minutes.
Northwind's API is designed for how developers actually work — clear resource names, predictable errors, and a test mode that mirrors production exactly.
- Idiomatic SDKs for Node, Python, Go, Ruby
- OpenAPI spec + auto-generated type stubs
- Sandbox with deterministic test data sets
- Webhooks testable via CLI before deploy
import Northwind from '@northwind/sdk';
// Initialize with your API key
const nw = new Northwind({
apiKey: process.env.NORTHWIND_KEY,
mode: 'production',
});
// Move money in 3 lines
const transfer = await nw.payments.create({
amount: 84_200_00, // $84,200.00 USD
currency: 'USD',
destination: 'acct_HKm8pQr2',
});
console.log(transfer.id);
// → pay_01JXNM7QK4V2...Security & compliance
Enterprise-grade
from day one.
You shouldn't have to earn trust for your CFO and legal team before you can ship a payment integration. Northwind is pre-vetted so you aren't starting from scratch.
Integrations
Fits the stack
you already have.
and 200+ more via our partner marketplace Browse all
We replaced three separate vendors with Northwind in a weekend. Our payment failure rate dropped by 63% and the ops team stopped getting paged at 2am. The latency numbers aren't marketing — we see 40–50ms in production.
Pricing
Start free.
Scale without surprises.
Volume-based pricing with no platform fees. You pay only for what moves.
Sandbox
Full API access in test mode — forever.
- All endpoints available
- Deterministic test data sets
- Webhook simulator
- Shared rate limits
Growth
Per transaction processed. $500/mo minimum.
- Free up to $10k/mo volume
- All payments + bank data
- Priority support SLA
- Dedicated rate limits
- Compliance reports on demand
Enterprise
Negotiated rates, SLAs, and dedicated infrastructure.
- Custom volume pricing
- 99.99% uptime SLA
- Dedicated account engineer
- Private cloud deployment
- Custom compliance packages
Ready to move money at scale?
Your first $10k in monthly volume is free. No contracts, no lock-in.